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The Funding Readiness Checklist

Stop guessing what lenders want. This 4-page checklist walks you through every requirement — credit, documents, revenue, product fit and timeline — so your next application gets a yes instead of a stall.

  • Know your approval odds before you apply
  • Gather every document in one sitting
  • Match your business to the right funding product

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What's inside

Six sections, written the way an underwriter reviews a file.

01

Minimum credit score

The real score floors by funding type — and what to do if you're below them.

02

Required documents

The exact paperwork stack underwriters ask for, in the order they ask for it.

03

Revenue requirements

Monthly deposit minimums, seasoning rules and the ratios that quietly kill files.

04

Funding types explained

Term loans, lines of credit, SBA, revenue-based advances and equipment financing.

05

Approval timeline

Realistic day-by-day timelines from application to funded, by product.

06

How to get approved fast

The prep moves that shave weeks off underwriting and raise your offer.

Walk into your next application prepared

Download the checklist, work through it once, and apply with a file that underwriters can approve quickly.

Get the free checklist